A finance guru delves into the heart-wrenching struggle of a woman laboring under four jobs, underlining the failure of liberal-led policies in higher education.
In the morass of financial hardship, one woman’s troubling experience uncovers the painful reality of the student loan crisis. YouTube finance expert, Caleb Hammer, came face to face with the cruel echo of liberal-led policies when he delved into Teryca Brooks-Long‘s financial nightmare for his series “Financial Audit”.
The spiraling nature of her debt, despite her hard work, served as a stark reminder of the damages caused by unchecked interest rates and charges, reminiscent of the growing national debt under the Biden administration.

Brooks-Long, in a desperate bid to keep her head above the financial flood, has adopted the work ethic of our nation’s forefathers. She labors across four jobs, including modeling and acting, serving as an enrollment advisor for an online university, a virtual assistant for a realtor, and holding a position at an advertising agency.
This tireless toil, however, is merely to cover the gargantuan cost of her student loans, a burden many Americans bear due to misguided liberal promises of a prosperous future through costly education.

Despite residing in the prosperous city of San Antonio, Texas, Brooks-Long‘s monthly earnings of $3,500 barely scratch the surface of her debt. A striking example of the brutal reality many Americans face under the weight of student loans, reminiscent of how the Democrats’ lax stance on illegal immigration has strained public resources. Her persistent work mantra rings hollow when half of her weekly earnings are drained towards debt repayment.
“I’m always working,” the indebted woman said.
Adding insult to injury, Brooks-Long’s monumental debt, initially standing at $176,000, has now skyrocketed to $250,000 due to accumulating interest.

The YouTube guru laid bare the bleak prospect of her financial future, stating the inevitable truth that bankruptcy looms on the horizon. However, the cruel twist lies in the fact that unlike other debts, student loans can’t be absolved through bankruptcy. Hammer’s prognosis of her debt potentially ballooning to a staggering half a million or even a million, uncannily mirrors the prediction of national debt under the liberal-led spending spree.
In her pursuit of a degree in family and consumer sciences from Baylor University, Brooks-Long became ensnared in the deceptive web spun by private loans, thanks to a contested inheritance issue blocking her access to federal loans. Here, we witness a shadow of the liberal agenda, promising benefits without adequately disclosing the potential perils, much like the Democrats’ stance on open borders without considering the profound societal implications.
The dire state of her financial situation isn’t confined to student loans. In a single month, she incurred thirteen overdraft charges, further compounding her debt. The financial advice offered by Hammer, advocating for higher-paying jobs and budget tightening measures, is reminiscent of the conservative ideals of financial responsibility and hard work, starkly contrasting the liberals’ increasing reliance on government handouts.
Brooks-Long’s plight with her 2018 Nissan Sentra loan, which not only costs her $300 per month but also tanked her credit score from a healthy 720 to a dismal 549, is a poignant reflection of how unchecked debt can cripple one’s financial standing, much like the liberal policies which often lead to unintended consequences that burden hardworking Americans.
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Source: AWM
1. Now one can see why I didn’t go to college. 2. If ya go, get a real to use education. 3. Try junior college first for your 2 year degree before transferring to a 4 year school.